Tools & Calculators

Only 42 percent of U.S. workers have tried to determine how much they will need to save for a comfortable retirement.*

* Employee Benefit Research Institute, 2005

How much retirement income will you need? Should you refinance your mortgage? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

 

 

  • 1040 Tax Calculator

    How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

  • 403(b) Savings Calculator

    If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.

  • 457 Savings Calculator

    A 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

  • 72T Calculator

    The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.

  • Accelerated Debt Payoff

    Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

  • Amortizing Loan Calculator

    Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

  • Auto Rebate vs. Low Interest Financing

    Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

  • Beneficiary Required Minimum Distributions

    Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

  • Credit Card Pay Off

    Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

  • Equipment Buy vs. Lease

    Should you lease your equipment or finance it? Find out with this calculator!

  • Estate Tax Planning

    Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

  • Existing Loan Calculator

    Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

 

 

  • Lease vs. Buy

    Should you lease your next automobile or finance it? Find out with this calculator!

  • Life Expectancy Calculator

    This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

  • Lunch Savings Calculator

    Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

  • Mortgage Loan Calculator

    Use this calculator to determine your monthly payment and amortization schedule.

  • Mortgage Payoff

    Save thousands of dollars in interest by increasing your monthly mortgage payment.

  • Refinance Breakeven

    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

  • Required Minimum Distributions

    Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account.

  • Rolldown your Credit Card debt!

    The Credit Card Rolldown Calculator applies two simple principles to paying off your credit card debt.

  • Roth IRA Calculator

    Use this calculator to compare the Roth IRA to an ordinary taxable investment.

  • Roth vs. Traditional IRA

    Use this calculator to determine which IRA may be right for you.

  • Social Security Benefits

    Use this calculator to estimate your Social Security benefits.

  • Student Budget Calculator

    This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

 

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