Tools & Calculators
Only 42 percent of U.S. workers have tried to determine
how much they will need to save for a comfortable retirement.*
* Employee Benefit Research
Institute, 2005
How much retirement income will you need? Should you refinance
your mortgage? How much life insurance is enough? What type of IRA is
right for you?
Our financial calculators are designed as educational
tools to help you estimate answers to common financial questions. They
are not intended to predict future returns or results. Simply click
on one of the general financial topics below and you'll find a selection
of easy-to-use calculators about related financial topics.
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- 1040
Tax Calculator
How much in income taxes will you pay?
Use this 1040 tax calculator to help determine your tax
bill for next April.
- 403(b)
Savings Calculator
If you are an employee of a non-profit
tax-exempt organization, a 403(b) can be one of your best
tools for creating a secure retirement.
- 457
Savings Calculator
A 457 plan can be one of your best tools
for creating a secure retirement. Use this calculator to
see why this is a retirement savings plan you can not afford
to pass up.
- 72T
Calculator
The IRS Rule 72T allows for penalty
free, early withdrawals from retirement accounts. Use this
calculator to determine your allowable 72T Distribution
and how it can help fund your early retirement.
- Accelerated
Debt Payoff
Consolidating your debt is only half
of the battle. You still need a plan to get your debt paid
in full. This calculator can show you how to accelerate
your debt payoff.
- Amortizing
Loan Calculator
Enter your desired payment - and let
us calculate your loan amount. Or, enter in the loan amount
and we will calculate your monthly payment!
- Auto
Rebate vs. Low Interest Financing
Use this calculator to help you determine
whether you should take advantage of low interest financing
or a manufacturer rebate.
- Beneficiary
Required Minimum Distributions
Use this calculator to determine your
Required Minimum Distributions (RMD) as a beneficiary of
a retirement account.
- Credit
Card Pay Off
Use this calculator to see what it will
take to pay off your credit card balance, and what you can
change to meet your repayment goals.
- Equipment
Buy vs. Lease
Should you lease your equipment or finance
it? Find out with this calculator!
- Estate
Tax Planning
Knowing your potential estate tax liability
is a great place to start your estate tax plan. Use this
calculator to estimate your estate tax liability.
- Existing
Loan Calculator
Use this calculator to analyze one of
your existing loans. Calculate your remaining balance based
on the number of monthly payments you have remaining.
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- Lease
vs. Buy
Should you lease your next automobile
or finance it? Find out with this calculator!
- Life
Expectancy Calculator
This calculator can give you an idea
of your life expectancy based on your current age, smoking
habits, gender and several other important lifestyle choices.
- Lunch
Savings Calculator
Use this calculator to see how a simple
change such as bringing a bagged lunch to work can really
add up.
- Mortgage
Loan Calculator
Use this calculator to determine your
monthly payment and amortization schedule.
- Mortgage
Payoff
Save thousands of dollars in interest
by increasing your monthly mortgage payment.
- Refinance
Breakeven
Should you refinance your mortgage?
Use this calculator to determine when you will breakeven!
- Required
Minimum Distributions
Use this calculator to determine your
Required Minimum Distributions (RMD) as an account owner
of a retirement account.
- Rolldown
your Credit Card debt!
The Credit Card Rolldown Calculator
applies two simple principles to paying off your credit
card debt.
- Roth
IRA Calculator
Use this calculator to compare the Roth
IRA to an ordinary taxable investment.
- Roth
vs. Traditional IRA
Use this calculator to determine which
IRA may be right for you.
- Social
Security Benefits
Use this calculator to estimate your
Social Security benefits.
- Student
Budget Calculator
This calculator is specifically designed
to help students understand their expenses and income while
attending a university, college or other full-time educational
institution.
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